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Tax, explained.
Short, practical notes on the UK tax changes that matter to our clients, written by Chartered Tax Advisors.
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Autumn Budget 2026: what to do before 28 October
The Budget is on 28 October 2026. Which allowances to use anyway, what to do if a sale is already under way, and why acting on rumour is usually a mistake.
ReadLandlords & sole tradersMaking Tax Digital: your quarterly update is due 7 November
Making Tax Digital for Income Tax: the second quarterly update is due 7 November 2026. What it contains, the penalty rules, and who joins from April 2027.
ReadFamilies & successionPensions and inheritance tax from April 2027: what to review now
From 6 April 2027 most unused pensions count towards your estate for inheritance tax. What is included, who pays, the over-75 trap and what to review now.
ReadGeneral taxSelf Assessment 2025/26: what's due on 31 January 2027
The 2025/26 Self Assessment deadline is 31 January 2027. What you must file and pay, how payments on account work, and the penalties for missing it.
ReadLandlords & sole tradersLandlords: property income tax rates rise to 22%, 42% and 47% in April 2027
From 6 April 2027 rental profits get their own income tax rates of 22%, 42% and 47%. Who is affected, a worked example, and what landlords can do this year.
ReadLandlords & sole tradersWhat expenses can landlords claim? A 2026/27 guide
Which landlord costs reduce your rental profit in 2026/27: repairs v improvements, replacement furniture, mortgage interest, the £1,000 allowance and records.
ReadLandlords & sole tradersRenting out a property while employed: how the tax works
Letting a flat while you have a PAYE job? When to tell HMRC, how rent is taxed on top of salary, a worked example, joint owners and CGT when you sell.
ReadLandlords & sole tradersUK landlords living abroad: tax on your UK rental income
Moved abroad but still letting UK property? The Non-Resident Landlord Scheme, form NRL1, your personal allowance, selling as a non-resident and 2027 changes.
ReadHigh earnersHigher-rate pension tax relief: the extra you have to claim yourself
Paying into a pension or SIPP as a 40% or 45% taxpayer? Your provider adds only 20%. How to claim the rest, backdate missed years and avoid the £100,000 trap.
ReadGeneral taxSide hustles and selling online: what HMRC now sees
Online platforms now report sellers to HMRC. When selling on eBay, Vinted, Etsy or Airbnb is taxable, the £1,000 allowances, and how to put past years right.
ReadGeneral taxCrypto tax in the UK: HMRC will get your exchange data from 2027
Since 1 January 2026 UK crypto platforms collect your tax details for HMRC. How crypto gains and income are taxed, and what to do if you have not declared.
ReadLandlords & sole tradersBuy-to-let in a limited company or in your own name? The 2026/27 comparison
Buying a new rental property? We compare personal and limited company ownership for 2026/27, with a worked example and the 2027/28 property rate changes.
ReadLandlords & sole tradersSelling a buy-to-let: capital gains tax, the 60-day return and how to reduce the bill
Selling a rental property in 2026/27? How the gain is worked out, the 18% and 24% rates, the 60-day return, spouse transfers and timing a sale to cut the bill.
ReadLandlords & sole tradersMoving rental property into a company: incorporation relief and stamp duty
Moving rental property into your own company counts as a sale at market value. How incorporation relief, the new claim rule and stamp duty work in 2026/27.
ReadLandlords & sole tradersStamp duty for property investors: the 5% surcharge, buying from abroad and mixed-use
SDLT for landlords in 2026: the 5% higher rates, the 2% non-resident surcharge, company purchases, mixed-use claims and why HMRC challenges refund agents.
ReadLandlords & sole tradersRental property owned jointly or with a spouse: who pays the tax?
How rent from jointly owned property is taxed: the 50:50 rule for spouses, Form 17, transferring a share, unmarried co-owners, capital gains and MTD.
ReadLandlords & sole tradersLetting your former home: what is left of private residence relief
Moved out and let your old home? How private residence relief, the final 9 months and the absence rules work, with a worked example and the 60-day return.
ReadFamilies & successionPassing rental property to your children: inheritance tax, gifts and the alternatives
How inheritance tax, capital gains tax and stamp duty apply when you pass a buy-to-let to your children, with worked figures for gifts, trusts and companies.
ReadLandlords & sole tradersUndeclared rental income? How the Let Property Campaign works
Not declared rent to HMRC? How the Let Property Campaign works, how many years to include, the likely penalties and interest, and why acting first costs less.
ReadGeneral taxCan't pay your tax bill? How HMRC Time to Pay works
Can't pay your tax by 31 January 2027? How HMRC Time to Pay works, the £30,000 online limit, what HMRC asks, and how an early plan can stop penalties.
ReadGeneral taxIs that really HMRC? How to spot a fake call, text or email
How to tell a genuine HMRC call, text or email from a scam, where to report it, and what to do straight away if you have already clicked a link or paid.
ReadBusiness ownersCapital allowances: buying equipment before your company year end
How the £1m AIA, full expensing and the new 40% first-year allowance work, when a purchase counts this year, and why buying early only brings relief forward.
ReadFamilies & successionYour will and inheritance tax: why the wording matters
Your will decides which inheritance tax reliefs your estate can use: the spouse exemption, the home allowance, business relief and the charity rate.
ReadGeneral taxTax Advisor or accountant: what is the difference?
Accountant or Chartered Tax Advisor? What each does, which titles mean a qualification, HMRC's 2026 registration rules, and what to ask before you hire.
ReadFamilies & successionHow much is inheritance tax? UK rates, thresholds and worked examples
How much inheritance tax will an estate pay? The 40% rate, the £325,000 and £175,000 thresholds, and worked examples for singles and couples in 2026/27.
ReadBusiness ownersBusiness Asset Disposal Relief 2026/27: rates, rules and planning
Business Asset Disposal Relief taxes qualifying business sales at 18% from April 2026. Who qualifies, the £1m lifetime limit, the two-year rules, the traps.
ReadBusiness ownersSalary or dividends in 2026/27: how should directors pay themselves?
Dividend tax rose two points on 6 April 2026. What the rise means for how company directors should pay themselves through salary and dividends in 2026/27.
ReadLandlords & sole tradersMaking Tax Digital for Income Tax: who is in, and when
Making Tax Digital for Income Tax: quarterly reporting for sole traders and landlords started in April 2026. The thresholds, the timetable, what to do now.
ReadInternationalResidence, not domicile: how the UK taxes overseas income now
Since 6 April 2025, residence has replaced domicile as the test for UK tax on foreign income, gains and estates. What it means if you have ties abroad.
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