Tax advisory, questions answered.

We are Chartered Tax Advisors and Chartered Accountants who specialise in private client tax. As well as preparing your returns, we plan ahead through the year so you pay the tax the law requires and no more.

Chartered Tax Advisors hold the advanced tax qualification of the CIOT and focus on tax law and planning. Most accountants are generalists covering bookkeeping, accounts and routine compliance. We hold both qualifications, so our tax advice takes your wider finances into account.

You probably do if you earn over £100,000, own a business or rental property, are planning a sale or exit, have international income or residency questions, face inheritance tax exposure, or want planning during the year as well as an annual return.

Business owners, property investors, entrepreneurs, professionals with complex income, families planning succession, and anyone with international tax questions. We act for clients across the UK and overseas, meeting by video call or phone.

1. Consultation: a 30 to 45 minute consultation on your situation and goals.
2. Proposal: a written proposal with clear, fixed fees.
3. The work: we gather information, set up secure communications and carry out the agreed work.
4. Through the year: ongoing support and planning.

Tax compliance: a fixed monthly subscription for the current year, prorated if you join mid-year; earlier years as a one-off fixed fee.

Tax advisory: a fixed project fee based on scope.

Fees are fixed and agreed upfront. If you need extra work, we agree the fee with you first.

Year-round: planning and reviews during the year, questions answered throughout the year, HMRC liaison, tax updates and payment reminders, and support with transactions and major decisions.

You are likely to need one if you are self-employed with gross income over £1,000, have rental income over £2,500 after expenses (or £10,000 before expenses), have untaxed income over £2,500, have capital gains to report, receive Child Benefit where the higher earner has adjusted net income over £60,000, have foreign income, or receive dividends over £10,000.

A UK tax year starts on 6 April and ends the following 5 April. For 2025/26 the online return and payment are due by 31 January 2027, with payments on account on 31 January and 31 July where applicable. Late filing brings an automatic £100 penalty, daily penalties after three months, and further penalties at six and twelve months. Paying late adds 5% penalties at 30 days, six months and twelve months, plus interest. If you use Making Tax Digital, a newer points-based system applies from the year you join.

Common levers include pension contributions (annual allowance £60,000), ISAs (£20,000), the marriage allowance, the £3,000 CGT exemption, transfers between spouses, timing income and disposals across tax years, and EIS, SEIS or VCT relief where the risk suits you. The right combination depends on your circumstances.

Yes. Since 6 April 2025 the UK taxes foreign income, gains and estates by residence, not domicile. We advise on the Statutory Residence Test, the four-year foreign income and gains regime for new arrivals, inheritance tax for long-term residents, double tax relief and cross-border succession.

Since 6 April 2026, self-employed people and landlords whose qualifying income is above £50,000 have had to keep their records digitally and update HMRC every quarter. The threshold falls to £30,000 from April 2027 and £20,000 from April 2028.

It depends on profit level, how much you draw, liability and long-term plans. A company offers limited liability and flexibility over extracting profit, taxed at 19% to 25% corporation tax, but with more administration. We model both for your numbers.

Companies pay corporation tax at 19% on profits up to £50,000 and 25% above £250,000, with marginal relief in between (an effective 26.5% on each extra £1 of profit in that band). Accounts are filed at Companies House within 9 months of the year end, tax is paid 9 months and 1 day after it, and the CT600 is filed within 12 months.

Companies House penalties start at £150 and rise to £1,500 or more. HMRC charges £200 for a late CT600 and another £200 at three months, with tax-geared penalties after that, plus interest on unpaid tax.

Yes if taxable turnover exceeds £90,000 in a rolling 12-month period, or is expected to in the next 30 days. Voluntary registration below that can help if you want to reclaim VAT on costs.

Usually through a combination of salary, dividends and employer pension contributions. For 2026/27, dividends are taxed at 10.75%, 35.75% and 39.35% above a £500 allowance, and employer NIC is 15% above £5,000 of salary. Employer pension contributions are generally deductible for the company and free of tax and NIC for you. We model the mix for your situation.

Claim every allowable expense; use the £1m Annual Investment Allowance and full expensing; consider R&D relief if you develop new products or processes; and plan the timing of significant spending around your year end.