/* AP Tax Advisors Property Tax Hub. Tokens taken from the website stylesheet (as used by the Work Expenses Check).
   Layout: one site shell; tool pages are a question card on the left and live results on the right, stacking on phones. */
:root{
  --bg:hsl(40 33% 95%); --card:hsl(40 30% 97%); --ink:hsl(200 15% 20%); --ink-2:hsl(200 12% 28%); --muted:hsl(200 10% 40%);
  --line:hsl(40 15% 85%); --line-soft:hsl(40 15% 85% / .6); --wash:hsl(40 25% 90%);
  --teal:hsl(180 48% 22%); --teal-deep:hsl(180 48% 16%); --teal-wash:hsl(180 48% 22% / .07); --teal-ring:hsl(180 48% 22% / .4);
  --gold:hsl(32 38% 57%); --gold-wash:hsl(32 38% 57% / .16); --gold-ink:hsl(32 40% 32%);
  --hero:hsl(180 48% 22%); --hero-2:hsl(180 48% 16%); --on-hero:hsl(40 33% 96%);
  --field:hsl(40 33% 98%); --field-line:hsl(200 8% 50%); --on-teal:hsl(40 33% 96%); --err:hsl(0 65% 40%); --good:hsl(140 35% 30%);
  --serif:"Playfair Display", Georgia, "Times New Roman", serif;
  --sans:Inter, system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --radius:.5rem; --shadow:0 18px 40px -28px hsl(180 48% 12% / .35);
}
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]){ color-scheme:dark;
  --bg:hsl(195 18% 10%); --card:hsl(195 16% 13%); --ink:hsl(40 25% 92%); --ink-2:hsl(40 15% 84%); --muted:hsl(195 8% 70%);
  --line:hsl(195 12% 24%); --line-soft:hsl(195 12% 24% / .8); --wash:hsl(195 14% 16%);
  --teal:hsl(174 38% 58%); --teal-deep:hsl(174 38% 68%); --teal-wash:hsl(174 38% 55% / .1); --teal-ring:hsl(174 38% 55% / .45);
  --gold:hsl(32 45% 64%); --gold-wash:hsl(32 45% 64% / .13); --gold-ink:hsl(32 55% 76%);
  --hero:hsl(180 40% 20%); --hero-2:hsl(180 40% 15%); --on-hero:hsl(40 33% 95%);
  --field:hsl(195 18% 9%); --field-line:hsl(195 9% 52%); --on-teal:hsl(195 18% 10%); --err:hsl(4 80% 74%); --good:hsl(140 40% 70%); --shadow:none } }
:root[data-theme="dark"]{ color-scheme:dark;
  --bg:hsl(195 18% 10%); --card:hsl(195 16% 13%); --ink:hsl(40 25% 92%); --ink-2:hsl(40 15% 84%); --muted:hsl(195 8% 70%);
  --line:hsl(195 12% 24%); --line-soft:hsl(195 12% 24% / .8); --wash:hsl(195 14% 16%);
  --teal:hsl(174 38% 58%); --teal-deep:hsl(174 38% 68%); --teal-wash:hsl(174 38% 55% / .1); --teal-ring:hsl(174 38% 55% / .45);
  --gold:hsl(32 45% 64%); --gold-wash:hsl(32 45% 64% / .13); --gold-ink:hsl(32 55% 76%);
  --hero:hsl(180 40% 20%); --hero-2:hsl(180 40% 15%); --on-hero:hsl(40 33% 95%);
  --field:hsl(195 18% 9%); --field-line:hsl(195 9% 52%); --on-teal:hsl(195 18% 10%); --err:hsl(4 80% 74%); --good:hsl(140 40% 70%); --shadow:none }

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--teal);text-underline-offset:.18em}
a:hover{color:var(--teal-deep)}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
h1,h2,h3{text-wrap:balance}
img{max-width:100%}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.num{font-variant-numeric:lining-nums tabular-nums;font-feature-settings:"lnum" 1,"tnum" 1}

.wrap{max-width:1200px;margin:0 auto;padding-inline:16px}
@media (min-width:640px){.wrap{padding-inline:24px}}
@media (min-width:1024px){.wrap{padding-inline:40px}}

/* site header and footer */
.site-head{border-bottom:1px solid var(--line-soft);background:var(--bg)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:10px}
.wm{font-family:var(--serif);font-size:1.5rem;font-weight:600;color:var(--teal);text-decoration:none;white-space:nowrap;letter-spacing:.01em}
.wm .dot{color:var(--gold)}
.wm small{font-family:var(--sans);font-size:.62rem;letter-spacing:.2em;font-weight:500;margin-left:.35rem;vertical-align:middle}
.site-nav{display:flex;gap:18px;align-items:center;font-size:.9rem;min-width:0;overflow-x:auto;scrollbar-width:none}.site-nav::-webkit-scrollbar{display:none}
@media (max-width:760px){.site-nav a:not(.cta-sm):not([aria-current]){display:none}.site-nav a.cta-sm .lg{display:none}}
.site-nav a.cta-sm .sm{display:none}@media (max-width:760px){.site-nav a.cta-sm .sm{display:inline}}
.site-nav a{color:var(--ink);text-decoration:none;min-height:44px;display:inline-flex;align-items:center;white-space:nowrap}
.site-nav a[aria-current]{color:var(--teal);font-weight:600}
.site-nav a.cta-sm{background:var(--teal);color:var(--on-teal);border-radius:999px;padding:0 18px;font-weight:600}
.site-nav a.cta-sm:hover{background:var(--teal-deep)}
.site-foot{border-top:1px solid var(--line-soft);margin-top:40px}
.site-foot .wrap{padding-block:28px;display:grid;gap:10px;font-size:.84rem;color:var(--muted)}
.site-foot p{margin:0;max-width:90ch}
.site-foot nav{display:flex;flex-wrap:wrap;gap:4px 16px}
.site-foot nav a{min-height:32px;display:inline-flex;align-items:center}

/* page head */
.crumb{font-size:.8rem;color:var(--muted);margin:14px 0 0}
.crumb a{color:var(--muted)}
.eyebrow{font-size:.75rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);margin:0}
.page-h1{font-family:var(--serif);font-weight:500;color:var(--teal);font-size:clamp(1.65rem,3.4vw,2.3rem);line-height:1.15;margin:8px 0 8px;max-width:36ch}
.lede{font-size:1rem;color:var(--ink-2);margin:0;max-width:64ch}
.stamp{font-size:.78rem;color:var(--muted);margin:8px 0 0;display:flex;flex-wrap:wrap;gap:2px 14px}
.stamp span::before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--gold);margin-right:8px;vertical-align:middle}

/* tool layout */
.tool{display:flex;flex-wrap:wrap;gap:20px;align-items:flex-start;margin-top:20px}
.tool > .ask{flex:0 0 420px;min-width:0}@media (max-width:900px){.tool > .ask{flex:1 1 100%}}
.tool > .out{flex:999 1 480px;min-width:0;display:flex;flex-direction:column;gap:14px;scroll-margin-top:12px}

.card{background:var(--card);border:1px solid var(--line-soft);border-radius:14px;padding:20px;box-shadow:var(--shadow)}
.card h2,.card h3{margin-top:0}
.ask .card{display:flex;flex-direction:column;gap:12px;padding:18px}
.ask-title{font-size:.8rem;font-weight:600;color:var(--gold-ink);margin:4px 0 0;padding-top:12px;border-top:1px solid var(--line-soft)}
.ask-title:first-child{border-top:0;padding-top:0;margin-top:0}
/* compact question row: question on the left, a short dropdown on the right */
.qrow{display:flex;align-items:center;justify-content:space-between;gap:14px}
.qrow > label{font-size:.88rem;font-weight:500;color:var(--ink-2);line-height:1.35;flex:1 1 auto;min-width:0}
.qrow > select{flex:0 0 120px;width:120px}
.qrow + .hint{margin-top:-4px}
@media (max-width:340px){.qrow{flex-wrap:wrap}.qrow > select{width:100%}}

/* fields */
.field{display:flex;flex-direction:column;gap:5px;min-width:0}
.field > label,.field > .lb,.legend{font-size:.88rem;font-weight:500;color:var(--ink-2)}
.q{font-size:1rem;font-weight:600;color:var(--ink);margin:0}
.hint{font-size:.8rem;color:var(--muted);line-height:1.4;margin:0}
.row2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;align-items:end}
@media (max-width:340px){.row2{grid-template-columns:minmax(0,1fr)}}
input[type=number],input[type=text],input[type=date],select{font:inherit;font-size:.98rem;color:var(--ink);background:var(--field);border:1px solid var(--field-line);border-radius:10px;min-height:42px;padding:0 12px;width:100%;transition:border-color .15s,box-shadow .15s}
input[type=number]:hover,input[type=text]:hover,input[type=date]:hover,select:hover{border-color:var(--field-line)}
select{-webkit-appearance:none;appearance:none;padding-right:36px;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%23778' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 13px center}
input[type=number]{font-variant-numeric:tabular-nums;-moz-appearance:textfield}
input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
input:focus,select:focus{border-color:var(--teal);outline:2px solid transparent;box-shadow:0 0 0 3px var(--teal-ring)}
.money,.pct{position:relative;display:block}
.money::before{content:"£";position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}
.money input{padding-left:26px}
.pct::after{content:"%";position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}
.pct input{padding-right:30px}
.choices{display:grid;gap:8px}
.choices.c2{grid-template-columns:repeat(2,minmax(0,1fr))}
.choices.c3{grid-template-columns:repeat(3,minmax(0,1fr))}
.choices.c4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:520px){.choices.c3,.choices.c4{grid-template-columns:repeat(2,minmax(0,1fr))}}
.choice{display:flex;gap:10px;align-items:center;border:1px solid var(--line);border-radius:var(--radius);padding:10px 12px;min-height:46px;cursor:pointer;background:var(--field);font-size:.94rem;line-height:1.3;transition:border-color .15s,background .15s}
.choice:hover{border-color:var(--teal)}
.choice:has(input:checked){border-color:var(--teal);background:var(--teal-wash);box-shadow:inset 3px 0 0 var(--teal)}
.choice input{accent-color:var(--teal);flex:none;margin:0;width:16px;height:16px}
.choice small{display:block;color:var(--muted);font-size:.82rem;margin-top:2px}
.choice:has(small){align-items:flex-start}
.choice:has(small) input{margin-top:3px}
.seg{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(0,1fr);gap:4px;background:var(--wash);border-radius:10px;padding:4px}
.seg label{display:flex;align-items:center;justify-content:center;text-align:center;min-height:42px;border-radius:7px;cursor:pointer;font-size:.9rem;font-weight:500;padding:0 6px}
.seg input{position:absolute;opacity:0;width:1px;height:1px}
.seg label:has(input:checked){background:var(--teal);color:var(--on-hero)}
.seg label:has(input:focus-visible){outline:2px solid var(--gold);outline-offset:2px}
.check{display:flex;gap:10px;align-items:center;font-size:.88rem;font-weight:500;cursor:pointer;line-height:1.35}
.check{justify-content:space-between;flex-direction:row-reverse;gap:14px;color:var(--ink-2)}.check input{appearance:none;-webkit-appearance:none;width:40px;height:24px;border-radius:999px;background:var(--line);position:relative;margin:0;flex:none;cursor:pointer;transition:background .15s}.check input::after{content:'';position:absolute;top:3px;left:3px;width:18px;height:18px;border-radius:50%;background:var(--bg);box-shadow:0 1px 2px rgba(0,0,0,.25);transition:transform .15s}.check input:checked{background:var(--teal)}.check input:checked::after{transform:translateX(16px)}.check input:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
details.more{border-top:1px solid var(--line-soft);padding-top:6px}
details.more summary{cursor:pointer;font-weight:600;color:var(--teal);min-height:44px;display:flex;align-items:center;list-style:none;gap:8px}
details.more summary::-webkit-details-marker{display:none}
details.more summary::after{content:"";margin-left:auto;width:.5rem;height:.5rem;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg)}
details.more[open] summary::after{transform:rotate(-135deg)}
details.more .inner{display:flex;flex-direction:column;gap:16px;padding:6px 0 4px}

/* buttons */
.btn{font:600 .95rem/1 var(--sans);border-radius:999px;padding:0 20px;min-height:44px;display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;cursor:pointer;border:1px solid var(--teal);transition:background .2s,color .2s}
.btn.primary{background:var(--teal);color:var(--on-teal)}
.btn.primary:hover{background:var(--teal-deep);color:var(--on-teal)}
.btn.ghost{background:transparent;color:var(--teal)}
.btn.ghost:hover{background:var(--teal);color:var(--on-teal)}
.btn.light{background:var(--on-hero);color:var(--hero);border-color:var(--on-hero)}
.btn-row{display:flex;flex-wrap:wrap;gap:10px}

/* results */
.hero{background:var(--hero);color:var(--on-hero);border-radius:14px;padding:18px 22px;display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(min(200px,100%),1fr))}
.hero .k-lab{font-size:.84rem;opacity:.85;margin:0}
.hero .k-big{font-family:var(--serif);font-size:clamp(1.9rem,3.6vw,2.4rem);line-height:1.05;margin:2px 0 0;font-variant-numeric:lining-nums tabular-nums;font-feature-settings:"lnum" 1,"tnum" 1}
.hero .k-sub{font-size:.85rem;opacity:.9;margin:4px 0 0}
.hero.alt{background:var(--hero-2)}
.headline{font-family:var(--serif);font-size:clamp(1.35rem,2.6vw,1.7rem);line-height:1.2;margin:0}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(150px,100%),1fr));gap:10px}
.kpi{background:var(--card);border:1px solid var(--line-soft);border-radius:10px;padding:11px 14px;min-width:0}
.kpi.on{background:var(--teal-wash);border-color:var(--teal)}
.kpi .l{font-size:.8rem;color:var(--muted);margin:0;line-height:1.3}
.kpi .v{font-family:var(--serif);font-weight:700;font-size:1.35rem;color:var(--teal);margin:4px 0 0;line-height:1.15;font-variant-numeric:lining-nums tabular-nums;font-feature-settings:"lnum" 1,"tnum" 1;overflow-wrap:anywhere}
.kpi .s{font-size:.78rem;color:var(--muted);margin:2px 0 0}
.sec-h{font-family:var(--serif);font-weight:500;color:var(--teal);font-size:1.2rem;margin:4px 0 0}
.tw{overflow-x:auto}
table.t{width:100%;border-collapse:collapse;font-size:.9rem;font-variant-numeric:tabular-nums}
table.t caption{text-align:left;font-family:var(--serif);color:var(--teal);font-size:1.1rem;padding-bottom:6px}
table.t th,table.t td{text-align:left;padding:7px 10px 7px 0;border-bottom:1px solid var(--line-soft);vertical-align:top}
table.t thead th{font-size:.78rem;font-weight:600;color:var(--teal);border-bottom:2px solid var(--teal);vertical-align:bottom}
table.t .n{text-align:right;white-space:nowrap;padding-right:0;padding-left:10px}
table.t tr.tot td,table.t tr.tot th{font-weight:600;color:var(--teal);border-top:2px solid var(--teal);border-bottom:0}
table.t tr.hl td{background:var(--teal-wash)}
.note{background:var(--teal-wash);border-radius:10px;padding:10px 14px;font-size:.88rem;margin:0}
.note.warn{background:var(--gold-wash)}
.note p{margin:0 0 6px}.note p:last-child{margin:0}
ul.pts{list-style:none;margin:0;padding:0;display:grid;gap:8px;max-width:72ch}
ul.pts li{position:relative;padding-left:18px;font-size:.9rem}
ul.pts li::before{content:"";position:absolute;left:0;top:.6em;width:7px;height:7px;border-radius:50%;background:var(--gold)}
ul.pts li.warn::before{background:var(--err)}
.timeline{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(130px,100%),1fr));gap:10px}
.timeline > div{border-top:3px solid var(--teal);padding-top:10px}
.timeline > div.later{border-top-color:var(--gold)}
.timeline b{display:block}
.timeline p{margin:4px 0 0;font-size:.88rem;color:var(--ink-2)}
.pill{display:inline-flex;align-items:center;font-size:.75rem;font-weight:600;letter-spacing:.06em;border-radius:999px;padding:3px 10px;background:var(--teal);color:var(--on-teal)}
.pill.gold{background:var(--gold-wash);color:var(--gold-ink)}
.bar{height:10px;border-radius:999px;background:var(--wash);overflow:hidden}
.bar > span{display:block;height:100%;background:var(--teal);border-radius:999px}
.muted{color:var(--muted)}
.small{font-size:.84rem}

/* content sections */
.prose{max-width:72ch;margin-top:40px}
.prose h2{font-family:var(--serif);font-weight:500;color:var(--teal);font-size:clamp(1.35rem,2.6vw,1.6rem);margin:32px 0 8px;line-height:1.2}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:1.06rem;margin:22px 0 6px}
.prose p,.prose li{font-size:.96rem;color:var(--ink-2)}
.prose .answer{font-size:1.05rem;color:var(--ink);border-left:3px solid var(--gold);padding-left:14px}
.faq details{border-bottom:1px solid var(--line-soft);padding:4px 0}
.faq summary{cursor:pointer;font-weight:600;font-size:.96rem;min-height:44px;display:flex;align-items:center;gap:12px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";margin-left:auto;color:var(--gold-ink);font-size:1.3rem;font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq p{margin:6px 0 4px;color:var(--ink-2)}
ol.notes{font-size:.82rem;color:var(--muted);padding-left:20px;display:grid;gap:4px;margin:12px 0 0}
.related{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:12px;margin-top:20px}
.related a{display:block;background:var(--card);border:1px solid var(--line-soft);border-radius:12px;padding:12px 16px;text-decoration:none;color:var(--ink)}
.related a:hover{border-color:var(--teal)}
.related b{display:block;font-family:var(--serif);font-weight:500;color:var(--teal);font-size:1.05rem}
.related span{font-size:.84rem;color:var(--muted)}
.cta-band{margin-top:32px;background:var(--hero);color:var(--on-hero);border-radius:14px;padding:22px 26px;display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}
.cta-band h2{font-family:var(--serif);font-weight:500;font-size:clamp(1.25rem,2.4vw,1.5rem);margin:0 0 4px}
.cta-band p{margin:0;opacity:.92;max-width:62ch;font-size:.92rem}
.cta-band > div{flex:999 1 420px;min-width:0}

/* steps (deal analyser) */
.prog{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:6px;margin:16px 0 8px;padding:0;list-style:none}
.prog li{height:4px;border-radius:999px;background:var(--line);font-size:0}
.prog li.done{background:var(--teal)}
.prog li.on{background:var(--gold-ink)}
.stepline{font-size:.82rem;font-weight:600;color:var(--teal);margin:0 0 10px}
.strip{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 14px;padding:10px 16px;margin:0 0 14px;background:var(--teal-wash);border:1px solid var(--line-soft);border-radius:12px}
.strip .l{font-size:.8rem;font-weight:500;color:var(--muted)}
.strip .v{font-family:var(--serif);font-weight:600;font-size:1.2rem;color:var(--teal)}
.strip .s{font-size:.88rem;color:var(--muted)}
.stepnav{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:8px;flex-wrap:wrap}
.linkbtn{border:0;background:none;color:var(--muted);font:500 .95rem var(--sans);min-height:44px;padding:0 6px;cursor:pointer}
.linkbtn:hover{color:var(--teal)}

/* hub landing */
.hub-hero{display:flex;flex-wrap:wrap;gap:32px;align-items:flex-start;padding-block:20px 28px}
.hub-hero > div:first-child{flex:999 1 480px;min-width:0;display:flex;flex-direction:column;gap:12px}
.hub-hero .page-h1{font-size:clamp(1.9rem,4vw,2.7rem);max-width:22ch;margin:0}
.hub-hero aside{flex:1 1 360px;min-width:0}
.stages{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:12px}
.stage{background:var(--card);border:1px solid var(--line-soft);border-radius:14px;padding:16px 18px;display:flex;flex-direction:column;gap:4px}
.stage .t{margin:0}
.stage a.tool-l{font-family:var(--serif);font-size:1.05rem;color:var(--teal);text-decoration:none;margin-top:6px}
.stage a.tool-l:hover{text-decoration:underline}
.stage p{margin:0;font-size:.86rem;color:var(--ink-2)}
.why{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(220px,100%),1fr));gap:24px;padding-block:32px;border-block:1px solid var(--line-soft);margin-top:40px}
.why b{display:block;font-family:var(--serif);font-weight:500;font-size:1.2rem;color:var(--teal);margin-bottom:4px}
.why p{margin:0;font-size:.94rem;color:var(--ink-2)}
.split{display:flex;flex-wrap:wrap;gap:28px;align-items:flex-start}
.split > *{flex:1 1 320px;min-width:0}
.split > .wide{flex:999 1 560px}
@media (prefers-reduced-motion:no-preference){ .out .hero,.out .kpi{transition:background .2s} }
@media print{ .site-head,.site-foot,.ask,.cta-band,.related{display:none!important} }

/* v0.3: workings disclosure, sources, sticky phone result bar */
details.work{border:1px solid var(--line-soft);border-radius:12px;background:var(--card)}
details.work > summary{cursor:pointer;list-style:none;display:flex;align-items:center;gap:8px;min-height:46px;padding:0 16px;font-weight:600;color:var(--teal);font-size:.92rem}
details.work > summary::-webkit-details-marker{display:none}
details.work > summary::after{content:"";margin-left:auto;width:.45rem;height:.45rem;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg)}
details.work[open] > summary::after{transform:rotate(-135deg)}
details.work > .inner{display:flex;flex-direction:column;gap:16px;padding:4px 16px 16px}
details.srcs{margin-top:14px}
details.srcs > summary{cursor:pointer;font-size:.84rem;color:var(--muted);min-height:36px;display:inline-flex;align-items:center}
.stats{display:flex;flex-wrap:wrap;gap:6px 22px;margin:0;padding:0;list-style:none}
.stats li{font-size:.84rem;color:var(--muted)}
.stats b{display:block;font-family:var(--serif);font-size:1.2rem;color:var(--teal);font-weight:700;font-variant-numeric:lining-nums tabular-nums}
.hero .stats li{color:var(--on-hero);opacity:.9}.hero .stats b{color:var(--on-hero)}
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:20;background:var(--hero);color:var(--on-hero);display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));box-shadow:0 -8px 24px -12px hsl(180 48% 8% / .5)}
.mbar b{font-family:var(--serif);font-size:1.25rem;display:block;line-height:1.1}
.mbar span{font-size:.78rem;opacity:.85}
.mbar a{color:var(--on-hero);font-weight:600;font-size:.88rem;white-space:nowrap}
@media (min-width:1024px){.mbar{display:none!important}}
.cmp{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(140px,100%),1fr));gap:8px}
.chips{display:flex;flex-wrap:wrap;gap:6px;align-items:center}
.chips button{font:500 .84rem var(--sans);border:1px solid var(--line);background:var(--field);color:var(--ink);border-radius:999px;padding:0 12px;min-height:34px;cursor:pointer}
.chips button:hover{border-color:var(--teal);color:var(--teal)}
.row4{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(130px,100%),1fr));gap:12px;align-items:end}
.plans{padding:14px 18px}
.split > .tw{flex:2 1 480px}

/* v0.3 review fixes */
.check input{box-shadow:inset 0 0 0 1px var(--field-line)}
.site-foot nav a{min-height:40px}
.chips button{min-height:40px}
.stage a.tool-l{display:block;padding-block:6px;margin-top:4px}
details.srcs > summary{min-height:40px}
.wm{min-height:44px;display:inline-flex;align-items:center}
@media (max-width:420px){.site-nav a[aria-current]{display:none}}
@media (max-width:480px){.row2 > .field:has(> select){grid-column:1/-1}}

/* Wordmark modelled on the firm logo: "AP." over spaced "TAX ADVISORS", with a rule on the left */
.wm{flex-direction:column;align-items:flex-start;justify-content:center;gap:3px;border-left:2px solid currentColor;padding-left:10px;line-height:1;font-size:1.55rem;font-weight:500}
.wm small{margin-left:0;font-size:.5rem;letter-spacing:.32em;font-weight:500}
@media (max-width:420px){.wm small{display:block}}

.mbar a{min-height:44px;display:inline-flex;align-items:center}
#qsd a.small{min-height:40px;display:inline-flex;align-items:center}
.stage a.tool-l{padding-block:7px}
.chips button{border-color:var(--field-line)}

table.t td a{display:inline-block;padding-block:8px}

.disc .linkbtn{color:var(--teal);text-decoration:underline;padding:0 2px;min-height:40px;font-size:inherit}
.disc{margin:0}

.m-nav{display:none}
@media (max-width:760px){.m-nav{display:flex;gap:6px;overflow-x:auto;scrollbar-width:none;padding:0 16px 10px;-webkit-overflow-scrolling:touch}.m-nav::-webkit-scrollbar{display:none}
.m-nav a{flex:none;white-space:nowrap;font-size:.84rem;color:var(--ink);text-decoration:none;border:1px solid var(--field-line);border-radius:999px;padding:0 12px;min-height:40px;display:inline-flex;align-items:center}
.m-nav a[aria-current]{background:var(--teal);color:var(--on-teal);border-color:var(--teal)}}

@media (max-width:600px){
  table.t.stack thead{display:none}
  table.t.stack tr{display:block;padding:8px 0;border-bottom:1px solid var(--line-soft)}
  table.t.stack td,table.t.stack th{display:flex;justify-content:space-between;align-items:baseline;gap:12px;border:0;padding:2px 0;text-align:right;white-space:normal}
  table.t.stack td::before{content:attr(data-label);color:var(--muted);text-align:left;font-size:.82rem}
  table.t.stack td:first-child{font-weight:600;text-align:left;color:var(--ink)}
  table.t.stack td:first-child::before{content:none}
  table.t.stack tr.tot td{border:0}
  table.t.stack tr.tot{border-top:2px solid var(--teal)}
}

.stats.wgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 16px}
.disc .linkbtn{min-height:0;padding:0}

/* ======================================================================
   v0.4 design layer: condensed, professional (Operate mode)
   Sans for figures and labels, Playfair for page titles only; one radius
   system; one surface per result; lighter rules; quiet section labels.
   ====================================================================== */
:root{--r-sm:6px;--r:8px;--r-lg:12px;--shadow:none;accent-color:var(--teal);caret-color:var(--teal)}
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]){ --hero:hsl(180 34% 24%);--card:hsl(195 16% 12%);--gold-ink:hsl(32 45% 70%) } }
:root[data-theme="dark"]{ --hero:hsl(180 34% 24%);--card:hsl(195 16% 12%);--gold-ink:hsl(32 45% 70%) }
::selection{background:var(--teal-ring);color:var(--ink)}
body{font-size:15px;line-height:1.55}
/* type scale (fixed rem, ratio ~1.2) */
.page-h1{font-size:2rem;line-height:1.15;letter-spacing:-.01em;max-width:42ch;margin:6px 0 6px}
.hub-hero .page-h1{font-size:2.5rem;max-width:24ch}
.lede{font-size:.98rem;max-width:62ch}
.prose h2,.cta-band h2{font-size:1.375rem}
.prose h2{margin:36px 0 8px}
.sec-h,table.t caption{font-family:var(--sans);font-size:.95rem;font-weight:600;color:var(--ink);letter-spacing:0;margin:0}
table.t caption{padding-bottom:6px}
.headline{font-family:var(--sans);font-size:1.2rem;font-weight:600;line-height:1.3;letter-spacing:-.01em}
@media (max-width:640px){.page-h1{font-size:1.6rem}.hub-hero .page-h1{font-size:1.9rem}}
/* figures in sans with tabular numerals */
.hero .k-big,.kpi .v,.stats b,.strip .v,.mbar b{font-family:var(--sans);font-weight:600;letter-spacing:-.02em;font-variant-numeric:tabular-nums lining-nums}
.hero .k-big{font-size:2.4rem;line-height:1.05}
.kpi .v{font-size:1.2rem}
.stats b{font-size:1.1rem}
.strip .v{font-size:1.1rem}
.mbar b{font-size:1.15rem}
/* trust line */
.stamp{font-size:.75rem;gap:0;margin-top:6px}
.stamp span::before{display:none}
.stamp span+span::before{content:"·";display:inline;width:auto;height:auto;background:none;margin:0 8px;vertical-align:baseline}
/* radius system */
.card,.hero,.cta-band,details.work{border-radius:var(--r-lg)}
input[type=number],input[type=text],input[type=date],select,.kpi,.btn,.choice,.note,.chips button,.related a,.strip{border-radius:var(--r)}
.site-nav a.cta-sm{border-radius:var(--r);min-height:38px;padding:0 14px;font-size:.875rem;align-self:center}
.btn{min-height:42px;font-size:.9rem;padding:0 18px}
.pill{border-radius:var(--r-sm)}
/* form: quiet labels, compact controls */
.ask .card{gap:14px;padding:20px;border-color:var(--line)}
.ask-title{color:var(--muted);font-size:.72rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;padding-top:14px;margin-top:2px}
.field > label,.field > .lb,.legend,.qrow > label,.check{font-size:.8125rem;color:var(--ink-2);font-weight:500}
.row2{gap:12px 12px}
input[type=number],input[type=text],input[type=date],select{min-height:40px;font-size:.9375rem;border-color:var(--line)}
input[type=number]:hover,input[type=text]:hover,input[type=date]:hover,select:hover{border-color:var(--field-line)}
.hint{font-size:.78rem}
/* segmented control (built from short selects by ui.js) */
.segc{display:inline-grid;grid-auto-flow:column;grid-auto-columns:minmax(0,1fr);gap:2px;background:var(--wash);border:1px solid var(--line);border-radius:var(--r);padding:2px;flex:0 0 auto;min-width:120px}
.segc button{font:500 .8125rem/1 var(--sans);color:var(--ink-2);background:none;border:0;border-radius:var(--r-sm);min-height:34px;padding:0 10px;cursor:pointer;white-space:nowrap}
.segc button:hover{color:var(--ink)}
.segc button[aria-pressed="true"]{background:var(--card);color:var(--teal);box-shadow:0 1px 2px hsl(200 15% 20% / .14),0 0 0 1px var(--line)}
.segc button:focus-visible{outline:2px solid var(--gold);outline-offset:1px}
.qrow > select.has-seg{position:absolute;width:1px;height:1px;opacity:0;pointer-events:none}
/* results: one surface; the hero is its header band */
.tool > .out{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;gap:16px;padding-bottom:18px}
.tool > .out > *:not(.hero):not(.sr-only){margin-inline:20px}
.tool > .out > .hero{border-radius:0;margin:0}
.hero{padding:20px 22px;gap:10px}
.hero .k-lab{font-size:.8rem;font-weight:500;opacity:.78}
.hero .k-sub{font-size:.85rem;opacity:.85;margin-top:6px}
.hero .stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:10px 16px;border-top:1px solid hsl(40 33% 96% / .16);padding-top:12px;margin-top:14px!important}
.hero .stats li{font-size:.78rem;opacity:.8}
.hero .stats b{font-size:1.05rem;margin-bottom:2px}
/* workings and tiles inside the surface: no nested cards */
.tool > .out details.work,#results details.work{border:0;border-top:1px solid var(--line);border-radius:0;background:none}
.tool > .out details.work > summary,#results details.work > summary{padding:0;min-height:44px}
.tool > .out details.work > .inner,#results details.work > .inner{padding:4px 0 0}
details.work .kpi{background:none;border:0;border-left:1px solid var(--line);border-radius:0;padding:2px 14px}
.cmp{gap:0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.cmp .kpi{border:0;border-radius:0;border-left:1px solid var(--line);background:transparent;padding:10px 14px}
.cmp .kpi:first-child{border-left:0}
.cmp .kpi.on{background:var(--teal-wash);box-shadow:inset 0 -2px 0 var(--teal)}
.kpis{gap:8px}
.kpi{border-color:var(--line);background:transparent}
.kpi .l{font-size:.75rem}
.note{background:var(--wash);font-size:.84rem;padding:10px 14px}
.note.warn{background:var(--gold-wash)}
ul.pts li{font-size:.86rem}
.disc{font-size:.75rem!important;border-top:1px solid var(--line-soft);padding-top:12px!important}
.tool > .out > .btn-row{gap:8px}
/* tables: lighter rules */
table.t{font-size:.875rem}
table.t th,table.t td{padding:8px 12px 8px 0;border-bottom-color:var(--line-soft)}
table.t thead th{border-bottom:1px solid var(--line);color:var(--muted);font-weight:500;font-size:.75rem}
table.t tr.tot td,table.t tr.tot th{border-top:1px solid var(--ink);color:var(--ink)}
table.t tr.tot td.n{color:var(--teal)}
/* prose and FAQ */
.prose{margin-top:48px;max-width:68ch}
.prose p,.prose li{font-size:.9375rem;line-height:1.65}
.prose .answer{border-left:0;padding-left:0;font-size:1.02rem}
.prose h3{font-size:.95rem;margin:22px 0 4px}
.faq details{padding:0}
.faq summary{font-weight:500;font-size:.95rem;min-height:48px}
.faq summary::after{content:"";width:.45rem;height:.45rem;border-right:1.5px solid var(--muted);border-bottom:1.5px solid var(--muted);transform:rotate(45deg);font-size:0;margin-right:4px}
.faq details[open] summary::after{content:"";transform:rotate(-135deg)}
details.srcs > summary{font-size:.8rem;list-style:none}
details.srcs > summary::-webkit-details-marker{display:none}
details.srcs > summary::after{content:"Show";margin-left:8px;color:var(--teal);text-decoration:underline}
details.srcs[open] > summary::after{content:"Hide"}
/* related links: a quiet list, not cards */
.related{gap:0 24px;margin-top:28px;border-top:1px solid var(--line);padding-top:8px}
.related a{border:0;background:none;padding:10px 0}
.related b{font-family:var(--sans);font-weight:600;font-size:.92rem}
.related b::after{content:"\00a0\2192";color:var(--teal)}
.related span{font-size:.8rem}
/* CTA band, slimmer */
.cta-band{padding:22px 26px;margin-top:40px}
.cta-band p{font-size:.875rem}
/* hub */
.hub-hero{align-items:center;padding-block:24px 28px}
.stages{gap:0 28px;grid-template-columns:repeat(auto-fit,minmax(min(220px,100%),1fr))}
.stage{background:none;border:0;border-top:1px solid var(--line);border-radius:0;padding:14px 0 0}
.stage .t{font:600 .72rem/1.3 var(--sans);letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0 0 4px}
.stage a.tool-l{font-family:var(--sans);font-weight:600;font-size:.95rem;color:var(--ink);padding-block:8px 0;margin-top:6px}
.stage a.tool-l::after{content:"\00a0\2192";color:var(--teal);opacity:0;transition:opacity .15s}
.stage a.tool-l:hover{text-decoration:none;color:var(--teal)}
.stage a.tool-l:hover::after{opacity:1}
.stage p{font-size:.8125rem;color:var(--muted)}
/* header and mobile tools strip */
.site-head{border-bottom-color:var(--line)}
@media (max-width:760px){.m-nav{border-bottom:1px solid var(--line-soft);gap:16px;padding-bottom:0}
.m-nav a{border:0;border-bottom:2px solid transparent;border-radius:0;padding:0 2px;min-height:40px;color:var(--ink-2)}
.m-nav a[aria-current]{background:none;color:var(--teal);border-bottom-color:var(--teal)}}
.mbar{box-shadow:none;border-top:1px solid hsl(40 33% 96% / .14)}
/* footer as a grid */
.site-foot{background:var(--wash);border-top:0;margin-top:56px}
.site-foot .wrap{padding-block:36px 28px;gap:8px}
.fgrid{display:grid!important;grid-template-columns:repeat(auto-fit,minmax(min(170px,100%),1fr));gap:20px 28px;margin-bottom:18px}
.fgrid div{display:flex;flex-direction:column}
.fgrid .fh{font-size:.72rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0 0 4px}
.fgrid a{text-decoration:none;color:var(--ink-2);font-size:.84rem;min-height:32px!important}
.fgrid a:hover{color:var(--teal);text-decoration:underline}
.site-foot p{font-size:.75rem}
.site-foot .ver{opacity:.8}
/* deal analyser stepper */
.prog{gap:8px;margin:18px 0 6px}
.prog li{height:auto;background:none;border-top:3px solid var(--line);font-size:.72rem;color:var(--muted);padding-top:6px;font-weight:500}
.prog li.done{background:none;border-top-color:hsl(180 48% 22% / .45);color:var(--ink-2)}
.prog li.on{background:none;border-top-color:var(--teal);color:var(--teal);font-weight:600}
.stepline{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.strip{background:var(--card);border-color:var(--line)}
.chips{gap:4px 14px}
.chips button{border:0;background:none;min-height:36px;padding:0;color:var(--teal);text-decoration:underline;text-underline-offset:.2em;font-size:.84rem}
.chips button:hover{color:var(--teal-deep)}
#results{gap:16px!important}
#results > .hero{border-radius:var(--r-lg)}
.plans{border-color:var(--line)}
@media (max-width:560px){.prog li{font-size:0}}
.prog li{border-radius:0}
.segc{min-width:0}
.segc button{padding:0 11px;font-size:.8rem}
@media (max-width:640px){.stamp{gap:2px 12px}.stamp span+span::before{display:none}}
/* v0.4.1 buyer step: owner sub-titles */
.sub-t{font-size:.85rem;font-weight:600;color:var(--ink);margin:2px 0 -4px}

@media (max-width:560px){.stepline{position:static;width:auto;height:auto;overflow:visible;clip:auto;white-space:normal;margin:0 0 8px}}

/* v0.5 deal analyser: one page, live result panel */
.deal-page{max-width:1180px}
.deal-page .lede{max-width:60ch}
.deal{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:24px;align-items:start;margin-top:18px}
.deal-form{display:flex;flex-direction:column;gap:14px;min-width:0}
.deal .sec{display:flex;flex-direction:column;gap:12px;padding:18px 20px}
.sec-t{display:flex;align-items:center;gap:10px;font-family:var(--sans);font-size:1rem;font-weight:600;color:var(--ink);margin:0 0 2px}
.sec-t .num{display:inline-grid;place-items:center;width:24px;height:24px;border-radius:50%;background:var(--teal);color:var(--on-teal);font-size:.75rem;font-weight:600;flex:none}
.deal .row2,.deal .row4{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:12px;align-items:start}
.deal .field{min-width:0}
.deal .check{flex-direction:row;justify-content:flex-start;align-items:center;gap:12px;max-width:640px}
.check input::after{background:#fff}
.exrow{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px}
.segc.ex{min-width:0;flex-wrap:wrap;height:auto}
.segc.ex button{font-size:.8rem;padding:6px 12px}
.segc.ex button:not([aria-pressed=true]){background:transparent}
.loanline{font-variant-numeric:tabular-nums;color:var(--ink-2);margin:-2px 0 0}
.deal-sum{position:sticky;top:calc(env(safe-area-inset-top,0px) + 16px);background:var(--hero);color:var(--on-hero);border-radius:14px;padding:20px;border-top:3px solid var(--gold);display:flex;flex-direction:column;gap:4px}
.deal-sum:empty{display:none}
.deal-sum .verdict{font-size:.95rem;font-weight:600;line-height:1.35;margin:0 0 12px;padding:10px 12px;border-radius:8px;background:hsl(0 0% 100% / .08)}
.deal-sum .verdict.bad{background:hsl(0 60% 50% / .22)}
.deal-sum .verdict.warn{background:hsl(40 80% 55% / .2)}
.deal-sum .verdict.good{background:hsl(140 40% 50% / .2)}
.deal-sum .k-lab{font-size:.8rem;opacity:.85;margin:0}
.deal-sum .k-big{font-family:var(--sans);font-weight:600;font-size:2.3rem;letter-spacing:-.02em;line-height:1.05;margin:2px 0 0;font-variant-numeric:tabular-nums lining-nums}
.deal-sum .k-big.neg{color:hsl(4 85% 78%)}
.deal-sum .k-sub{font-size:.8rem;opacity:.85;margin:2px 0 6px}
.sum-l{margin:8px 0 12px;display:flex;flex-direction:column}
.sum-l > div{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:8px 0;border-top:1px solid hsl(0 0% 100% / .14)}
.sum-l dt{font-size:.8rem;opacity:.85;max-width:55%}
.sum-l dd{margin:0;text-align:right;font-weight:600;font-variant-numeric:tabular-nums}
.sum-l dd small{display:block;font-weight:400;font-size:.72rem;opacity:.8;margin-top:2px}
.sum-go{width:100%;justify-content:center;background:var(--on-hero);color:var(--hero);border-color:transparent}
.deal-res{display:flex;flex-direction:column;gap:14px;margin-top:28px;max-width:880px}
.deal-res:empty{display:none}
.res-h{font-family:var(--serif);font-size:1.5rem;font-weight:600;margin:0}
.deal-res table.wide{min-width:760px}
.deal-res table.wide td:first-child,.deal-res table.wide th:first-child{position:sticky;left:0;background:var(--bg);z-index:1}
.neg{color:var(--err)}
@media (max-width:900px){
  .deal{grid-template-columns:minmax(0,1fr)}
  .deal-sum{position:static}
}
@media (max-width:560px){
  .deal .sec{padding:16px}
  .deal .row2,.deal .row4{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .deal .row2 > .field:only-child{grid-column:1/-1}
}
@media (max-width:380px){.deal .row2,.deal .row4{grid-template-columns:minmax(0,1fr)}}
.segc.ex{display:flex;flex-wrap:wrap;gap:6px;border:0;padding:0;background:none;max-width:100%;box-shadow:none}
.segc.ex button{border:1px solid var(--line);border-radius:999px;height:32px;flex:none}
.segc.ex button[aria-pressed=true]{border-color:var(--teal)}
.mbar b.neg{color:hsl(4 85% 80%)}
.deal-sum .verdict.bad{background:hsl(4 75% 60% / .3)}
.t .pill{margin-left:8px}
.swipe{display:none;margin:0}
@media (max-width:820px){.swipe{display:block}}
/* v0.6 deal analyser: four parts, live stamp duty, results by stage */
.deal .sub{display:flex;flex-direction:column;gap:12px}
.deal select{width:100%}
.sdbox{background:var(--wash);border:1px solid var(--line-soft);border-left:3px solid var(--gold);border-radius:10px;padding:12px 14px;display:flex;flex-direction:column;gap:4px}
.sdbox:empty{display:none}
.sd-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-weight:600;color:var(--ink)}
.sd-head b{font-size:1.25rem;font-variant-numeric:tabular-nums}
.sd-basis{font-size:.8rem;color:var(--ink-2);margin:0;line-height:1.45}
.sd-more summary{cursor:pointer;font-size:.8rem;font-weight:600;color:var(--teal);padding:4px 0}
.sd-more .pts{margin:8px 0 0}
.sdt{font-size:.82rem}
.rsec{display:flex;flex-direction:column;gap:12px;padding:18px 20px}
.rsec-t{display:flex;align-items:center;gap:10px;font-family:var(--sans);font-size:1.05rem;font-weight:600;margin:0;color:var(--ink)}
.rsec-t .num{display:inline-grid;place-items:center;width:24px;height:24px;border-radius:50%;background:var(--gold-ink, var(--gold));color:var(--bg);font-size:.75rem;flex:none}
.rsub{font-size:.9rem;font-weight:600;margin:6px 0 0;color:var(--ink)}
.deal-res .split{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr));gap:14px}
.deal .row2,.deal .row4{align-items:end}
/* v0.6.1 one column of questions: label on the left, answer on the right */
.deal .row2,.deal .row4{display:flex;flex-direction:column;gap:0}
.deal .sec .field{display:grid;grid-template-columns:minmax(0,1fr) 240px;align-items:center;gap:6px 16px;padding:9px 0;border-top:1px solid var(--line-soft)}
.deal .sec .row2 > .field:first-child,.deal .sec .row2 > .field[hidden] + .field:not([hidden]){border-top:0}
.deal .sec .field > label{margin:0;font-size:.875rem;color:var(--ink)}
.deal .sec .field > select,.deal .sec .field > input,.deal .sec .field > .money,.deal .sec .field > .pct{width:100%;max-width:240px;justify-self:end}
.deal .sec .ask-title{margin-top:8px}
.deal .sec .sub-t{margin:6px 0 0}
@media (max-width:560px){
  .deal .sec .field{grid-template-columns:minmax(0,1fr);gap:6px}
  .deal .sec .field > select,.deal .sec .field > input,.deal .sec .field > .money,.deal .sec .field > .pct{max-width:none;justify-self:stretch}
}
.deal .sec .field{width:100%;max-width:none;justify-self:stretch;align-self:stretch}
.deal .sec .field > label{text-align:left;justify-self:start}
.deal .row2,.deal .row4{align-items:stretch}
input[aria-invalid=true],.money:has(input[aria-invalid=true]),.pct:has(input[aria-invalid=true]){border-color:var(--err)!important;box-shadow:0 0 0 1px var(--err)}
.sd-parts{display:flex;flex-wrap:wrap;gap:6px 18px;margin:4px 0 2px;font-size:.8rem}
.sd-parts span{display:flex;gap:6px;align-items:baseline}
.sd-parts em{font-style:normal;color:var(--ink-2)}
.sd-parts b{font-variant-numeric:tabular-nums;color:var(--ink)}
.sdt tr.sdsub td{color:var(--ink-2);border-top:1px solid var(--line)}
.sdt tr.sur td{color:var(--gold-ink, var(--ink))}
.cmp-inc{display:grid;grid-template-columns:minmax(0,1fr) 220px;gap:6px 16px;align-items:center;padding:10px 12px;background:var(--wash);border-radius:8px}
.cmp-inc .hint{grid-column:1/-1}
@media (max-width:560px){.cmp-inc{grid-template-columns:minmax(0,1fr)}}
/* v0.8 accessibility and readability */
:root{--focus:hsl(32 40% 32%)}
@media (prefers-color-scheme:dark){:root:not([data-theme=light]){--focus:hsl(32 45% 64%)}}
:root[data-theme=dark]{--focus:hsl(32 45% 64%)}
:focus-visible{outline:2px solid var(--focus)!important;outline-offset:3px}
.deal-sum :focus-visible,.cta-band :focus-visible,.mbar :focus-visible{outline-color:var(--on-hero)!important}
input:focus-visible,select:focus-visible,.money:focus-within,.pct:focus-within{outline:2px solid var(--teal)!important;outline-offset:2px}
.sr-only:focus{position:fixed!important;top:8px;left:8px;width:auto!important;height:auto!important;clip:auto!important;padding:8px 12px;background:var(--card);color:var(--ink);z-index:100;white-space:normal}
@media (max-width:900px){html{scroll-padding-bottom:96px}}
.site-foot .ver{opacity:1}
.deal .hint,.deal .sd-basis,.deal-res .small,.deal-res .note,.deal .note{font-size:.875rem;line-height:1.55}
.deal .hint,.deal-res .note,.deal-res .small,.deal-res ul.pts,.disc{max-width:68ch}
.deal .ask-title,.deal-res .ask-title{text-transform:none;letter-spacing:0;font-size:.95rem;font-weight:600;color:var(--ink);margin:10px 0 0}
.deal-sum dd small{font-size:.8rem;opacity:1}
.deal input,.deal select{min-height:44px}
.sd-more summary{min-height:44px;display:flex;align-items:center}
.crumb a,.linkbtn{display:inline-block;padding:10px 0}
@media (hover:hover){.swipe{display:none!important}}
.err{color:var(--err);font-size:.85rem;margin:4px 0 0;grid-column:1/-1}
.exnote{background:var(--wash);border-left:3px solid var(--gold);padding:10px 14px;border-radius:8px;margin:12px 0 0;font-size:.9rem;max-width:68ch}
.deal-sum .verdict{border-left:4px solid transparent}
.deal-sum .verdict.bad{border-left-color:hsl(4 85% 70%)}
.deal-sum .verdict.warn{border-left-color:hsl(40 90% 60%)}
.deal-sum .verdict.good{border-left-color:hsl(140 50% 60%)}
.t tr.tot.neg td.n{color:var(--err)}
.deal fieldset.ownr{border:0;padding:0;margin:0;min-width:0;display:flex;flex-direction:column;gap:0}
.deal fieldset.ownr legend{padding:0}
.sec3-skip{color:var(--ink-2);font-size:.9rem;margin:0}
table.t tbody th{font-weight:400;text-align:left;text-transform:none;letter-spacing:0;font-size:inherit;color:inherit}
table.t tbody tr.tot th{font-weight:600}
ul.fnotes{margin:0;padding-left:1.1em;display:flex;flex-direction:column;gap:4px}
.deal-sum dt,.deal-sum .k-lab,.deal-sum .k-sub,table.t th,.disc,.site-foot p,.linkbtn{font-size:.875rem}
.linkbtn,.site-foot a{display:inline-block;padding:5px 0;min-height:24px}
.err{font-size:.875rem}
.deal-res p,.deal-res li{max-width:70ch}
.site-foot .fh{text-transform:none;font-size:.875rem;letter-spacing:0}

/* v0.9: one-page PDF summary and its sign-up form */
.deal-sum .sum-pdf{width:100%;justify-content:center;margin-top:8px;color:var(--on-hero);border:1px solid hsl(0 0% 100% / .55);background:transparent}
.deal-sum .sum-pdf:hover{background:hsl(0 0% 100% / .12);color:var(--on-hero)}
.pdf-dlg{width:min(520px,calc(100vw - 32px));max-height:calc(100dvh - 32px);overflow:auto;border:0;border-top:3px solid var(--gold);border-radius:14px;padding:24px;background:var(--card);color:var(--ink);box-shadow:0 30px 60px -20px hsl(180 48% 8% / .5)}
.pdf-dlg::backdrop{background:hsl(195 30% 8% / .55)}
.pdf-dlg h2{font-family:var(--serif);font-weight:600;font-size:1.45rem;line-height:1.2;margin:0 0 6px}
.pdf-dlg form{display:flex;flex-direction:column;gap:14px}
.pdf-dlg .hint{margin:0;font-size:.875rem;color:var(--muted);max-width:60ch}
.pdf-dlg .pf{display:flex;flex-direction:column;gap:5px}
.pdf-dlg .pf label{font-weight:600;font-size:.95rem}
.pdf-dlg .pf .opt{font-weight:400;color:var(--muted)}
.pdf-dlg input[type=text],.pdf-dlg input[type=email]{font:inherit;min-height:44px;padding:8px 12px;border:1px solid var(--field-line);border-radius:var(--r,.5rem);background:var(--field);color:var(--ink);width:100%}
.pdf-dlg input[aria-invalid=true]{border-color:var(--err);box-shadow:0 0 0 1px var(--err)}
.pdf-dlg .pchk{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;line-height:1.45}
.pdf-dlg .pchk input{width:20px;height:20px;margin:2px 0 0;flex:none;accent-color:var(--teal)}
.pdf-dlg .pchk input[aria-invalid=true]{outline:2px solid var(--err);outline-offset:2px}
.pdf-dlg .err{margin:0;padding:10px 12px;border-left:3px solid var(--err);background:hsl(0 65% 40% / .07);font-size:.9rem}
.pdf-dlg .err ul{margin:4px 0 0;padding-left:1.1em}
.pdf-dlg .btn-row{margin-top:4px}
.pdf-dlg .btn.ghost{border:1px solid var(--line)}
.pdf-dlg #pdfStatus:empty{display:none}
.pdf-dlg #pdfStatus{margin:0}
.pdf-dlg .pchk input{appearance:auto;-webkit-appearance:checkbox;border-radius:3px}

/* v1.0 brand: aligned to the Property Investor Guide 2026/27 and the Work Expenses Check (cream page, white cards,
   deep teal, rust for warnings, Cormorant Garamond for headings and the logo, Inter for text). Gold retired. */
:root{
  --bg:#F0EBE3; --card:#FFFFFF; --ink:#161616; --ink-2:#2B3838; --muted:#4F6363;
  --line:#D8D0C8; --line-soft:hsl(30 17% 81% / .65); --wash:#F6F2EC;
  --teal:#2D6E6E; --teal-deep:#1E4E4E; --teal-wash:#E4ECEA; --teal-ring:hsl(180 42% 30% / .35);
  --gold:#2D6E6E; --gold-wash:#E4ECEA; --gold-ink:#1E4E4E;
  --accent:hsl(8 50% 36%); --accent-wash:hsl(8 50% 36% / .08);
  --hero:#1E4E4E; --hero-2:#173E3E; --on-hero:#F7F3EE; --on-teal:#F7F3EE;
  --field:#FFFFFF; --field-line:hsl(180 8% 52%); --err:hsl(5 50% 42%); --good:#2D6E6E;
  --serif:"Cormorant Garamond", Georgia, "Times New Roman", serif;
  --focus:#1E4E4E; --shadow:0 1px 2px hsl(180 20% 10% / .05);
}
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]){
  --bg:hsl(180 16% 9%); --card:hsl(180 14% 12%); --ink:hsl(36 20% 92%); --ink-2:hsl(36 14% 84%); --muted:hsl(180 10% 68%);
  --line:hsl(180 12% 24%); --line-soft:hsl(180 12% 24% / .7); --wash:hsl(180 14% 15%);
  --teal:hsl(172 36% 56%); --teal-deep:hsl(172 36% 66%); --teal-wash:hsl(172 36% 56% / .12); --teal-ring:hsl(172 36% 56% / .4);
  --gold:hsl(172 36% 56%); --gold-wash:hsl(172 36% 56% / .12); --gold-ink:hsl(172 36% 70%);
  --accent:hsl(8 55% 70%); --accent-wash:hsl(8 55% 70% / .12);
  --hero:hsl(177 40% 17%); --hero-2:hsl(177 40% 13%); --on-hero:hsl(36 30% 95%); --on-teal:hsl(180 16% 9%);
  --field:hsl(180 16% 8%); --field-line:hsl(180 9% 50%); --err:hsl(4 80% 74%); --good:hsl(172 36% 62%); --focus:hsl(172 36% 66%); --shadow:none } }
:root[data-theme="dark"]{
  --bg:hsl(180 16% 9%); --card:hsl(180 14% 12%); --ink:hsl(36 20% 92%); --ink-2:hsl(36 14% 84%); --muted:hsl(180 10% 68%);
  --line:hsl(180 12% 24%); --line-soft:hsl(180 12% 24% / .7); --wash:hsl(180 14% 15%);
  --teal:hsl(172 36% 56%); --teal-deep:hsl(172 36% 66%); --teal-wash:hsl(172 36% 56% / .12); --teal-ring:hsl(172 36% 56% / .4);
  --gold:hsl(172 36% 56%); --gold-wash:hsl(172 36% 56% / .12); --gold-ink:hsl(172 36% 70%);
  --accent:hsl(8 55% 70%); --accent-wash:hsl(8 55% 70% / .12);
  --hero:hsl(177 40% 17%); --hero-2:hsl(177 40% 13%); --on-hero:hsl(36 30% 95%); --on-teal:hsl(180 16% 9%);
  --field:hsl(180 16% 8%); --field-line:hsl(180 9% 50%); --err:hsl(4 80% 74%); --good:hsl(172 36% 62%); --focus:hsl(172 36% 66%); --shadow:none }
:focus-visible{outline-color:var(--focus)}
.wm{border-left:0;padding-left:0}
.wm img{display:block;height:44px;width:auto}
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]) .wm img{filter:brightness(0) invert(.92)} }
:root[data-theme="dark"] .wm img{filter:brightness(0) invert(.92)}
h1,h2,h3,.page-h1{font-family:var(--serif)}
.page-h1{font-weight:700;color:var(--teal-deep);letter-spacing:0;line-height:1.02}
.lede{font-family:var(--serif);font-style:italic;font-weight:500;font-size:1.3rem;line-height:1.35;color:var(--teal)}
.note.warn,.verdict.warn{border-color:var(--accent)}
.note.warn{background:var(--accent-wash)}
.deal-sum{border-top:0}
.deal-sum .verdict.bad{background:hsl(8 55% 55% / .28)}
.pdf-dlg{border-top:3px solid var(--teal)}
.card,.rsec{box-shadow:var(--shadow)}
/* Returns at a glance and the cash-to-price finder */
.ret{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px 18px}
.ret-g{border-top:2px solid var(--teal);padding-top:8px;min-width:0}
.ret-g h4{margin:0 0 6px;font-size:.75rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--teal)}
.ret-g dl{margin:0;display:flex;flex-direction:column;gap:8px}
.ret-g dl div{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.ret-g dt{font-size:.9rem;font-weight:500;color:var(--ink)}
.ret-g dt small{display:block;font-weight:400;font-size:.8rem;color:var(--muted);line-height:1.35;margin-top:1px}
.ret-g dd{margin:0;font-family:var(--serif);font-weight:700;font-size:1.35rem;color:var(--teal-deep);white-space:nowrap;font-variant-numeric:lining-nums tabular-nums}
.afford{margin-top:14px;padding-top:4px}
.afford-out{display:flex;flex-direction:column;gap:8px;margin-top:4px}
.afford-r{margin:0;display:grid;grid-template-columns:1fr auto;gap:2px 12px;align-items:baseline;background:var(--teal-wash);border-radius:8px;padding:10px 12px}
.afford-r span{font-size:.9rem;color:var(--ink-2)}
.afford-r b{font-family:var(--serif);font-size:1.5rem;font-weight:700;color:var(--teal-deep);font-variant-numeric:lining-nums tabular-nums}
.afford-r small{grid-column:1/-1;font-size:.82rem;color:var(--muted);line-height:1.4}
.ask-title{font-family:var(--sans)}
.sec-t,.rsec-t,.res-h{font-family:var(--serif);font-weight:700;color:var(--teal-deep)}
.sec-t{font-size:1.5rem}.rsec-t{font-size:1.45rem}
.ret{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:560px){.ret{grid-template-columns:1fr}}

/* v1.4.5 review fixes */
.deal-sum{max-height:calc(100vh - 32px);overflow:auto;overscroll-behavior:contain}
.sum-call{display:block;margin-top:10px;color:var(--on-hero);text-decoration:underline;text-underline-offset:3px;font-size:.92rem;min-height:44px;line-height:44px;text-align:center}
.pdf-dlg{position:relative}
.dlg-x{position:absolute;top:8px;right:8px;width:44px;height:44px;border:0;background:transparent;font-size:1.6rem;line-height:1;color:inherit;cursor:pointer;border-radius:8px}
.dlg-x:focus-visible{outline:2px solid currentColor;outline-offset:2px}
.pdf-dlg h2{padding-right:44px}
@media (max-width:600px){.m-nav a,.site-foot a{min-height:44px;display:inline-flex;align-items:center}}
input[type=date]::-webkit-calendar-picker-indicator:focus-visible{outline:2px solid currentColor}

/* v1.6.0: results are in the PDF only */
#results,#sdbox,#dmbar,.exnote{display:none!important}
.deal-sum .sum-h{font-family:'Cormorant Garamond',Georgia,serif;font-size:1.6rem;margin:0 0 6px;color:var(--on-hero)}
.deal-sum .sum-p{margin:0 0 6px}
.deal-sum .sum-inc{margin:0 0 14px;padding-left:1.1em;line-height:1.55}
.deal-sum .sum-inc li{margin:2px 0}
.deal-sum .sum-miss{margin:0 0 12px;padding:8px 10px;border-radius:8px;background:rgba(255,255,255,.12);font-weight:600}
.deal-sum .sum-miss.flash{outline:2px solid currentColor}
.deal-sum .sum-ready{margin:0 0 12px;font-weight:600}
.deal-sum .sum-pdf{width:100%}
#loanline{display:none!important}
.deal-sum .sum-verdict{font-weight:600;margin:4px 0 10px;line-height:1.45}
.deal-sum .sum-short{margin:0 0 12px;display:grid;gap:0}
.deal-sum .sum-short div{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px solid rgba(255,255,255,.18)}
.deal-sum .sum-short dt{margin:0}
.deal-sum .sum-short dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;text-align:right}